Current Rates

IRA, Roth IRA Certificates$1000Minimum

  • 5 yr - 1.88%
  • 4 yr - 1.70%
  • 3 yr - 1.52%
  • 30 mos - 1.34%
  • 2 yr - 1.08%
  • 18 mos - 0.90%
  • 1 yr - 0.84%

Share Certificates$1000Minimum

  • 5 yr - 1.88%
  • 4 yr - 1.70%
  • 3 yr - 1.52%
  • 30 mos - 1.34%
  • 2 yr - 1.08%
  • 18 mos - 0.90%
  • 1 yr - 0.84%

Money Market Account$100Minimum

  • $100 - $2,499.99 - 0.48%
  • $2,500 - $9,999.99 - 0.52%
  • $10,000 - $24,999.99 - 0.55%
  • $25,000 - $49,999.99 - 0.63%
  • $50,000 and above - 0.78%

For Our Young Savers$500Minimum

  • 6 mos - 0.77%
  • 12 mos - 0.84%
  • 18 mos - 0.90%
  • 24 mos - 1.08%

Trad./Roth IRA Share Account$5Minimum

  • 0.48%

Share Certificates$2500Minimum

  • 6 mos - 0.77%
  • 90 days - 0.38%

Primary Share Account$100Minimum

  • 0.48%

You may also be eligible for our Enhanced Loyalty Rewards Program.
Call us today to learn how you could increase your certificate rate!

Loan Rates

New & Used Vehicles

2019 - 2020 (New) 2016 and newer 2015 2014 2016 or newer year vehicles 72 month term Current or prior year (new) vehicles 84 month term***
As low as 3.24%* APR1 As low as 3.24%** APR As low as 4.24%** APR As low as 4.74%** APR 3.49%** APR As low as 3.99%** APR
Repayment Examples:
  • 59 monthly payments of $18.08 and 1 payment of $17.88 p/$1,000 borrowed @ 3.24% APR
  • 59 monthly payments of $18.53 and 1 payment of $18.30 p/$1,000 borrowed @ 4.24% APR
  • 59 monthly payments of $18.76 and 1 payment of $18.41 p/$1,000 borrowed @ 4.74% APR
  • 71 monthly payments of $15.42 and 1 payment of $15.03 p/$1,000 borrowed @ 3.49% APR
  • 83 monthly payments of $13.67 and 1 payment of $13.18 p/$1,000 borrowed @ 3.99% APR
New Car

1 -Annual Percentage Rate
*Rate examples are based on a FICO score of 730 or higher, 60 month term, having 10% down payment, with Member Rewards. Lower rates may apply for terms less than 60 months. Does not include insurances.
**Rate examples are based on FICO score of 730 or higher, 60 month term with Member Rewards. Lower rates may apply for terms less than 60 months. Does not include insurances.
***Less than 12,000 miles

Recreational Vehicles

60 month balloon payment with 180 month amortization. - As low as 3.24% * APR

Repayment Example: 59 monthly payments of $7.03 and 1 payment of $730.55 p/$1,000 borrowed @ 3.24% APR

*Rates based on 60 month term with Member Rewards discounts applied.

Signature Loans

60 Month Term - As low as 9.00% APR

Repayment Example: 59 monthly payments of $20.77 and 1 payment of $20.11 p/$1,000 borrowed @ 9.00% APR

Secure Rates

60 Month Term - As low as 6.74% APR

Repayment Example: 59 monthly payments of $19.68 and 1 payment of $19.38 p/$1,000 borrowed @ 6.74% APR

Share Secured Rates - 3% Above Regular Share APY

Credit Cards

SeaComm VISA® Platinum - As low as 8.99% Visa Card Disclosure
Home Loans, Mobile Home Loans,Home Equity Loans, Home Equity Lines of Credit...
Please call for current rates and terms.

All rates are effective as of June 10, 2019 and are subject to change. Early withdrawal penalties may be imposed on certificate accounts. Fees could reduce the earnings on an account. Loan rates and terms are determined by each member's overall credit history and are subject to change. Different rates may apply. For updated information, inquire at any SeaComm office or call 1-800-764-0566.