IRA, Roth IRA Certificates$1000Minimum
Money Market Account$100Minimum
|$100 - $2,499.99||0.10%|
|$2,500 - $9,999.99||0.25%|
|$10,000 - $24,999.99||0.35%|
|$25,000 - $49,999.99||0.45%|
|$50,000 - $99,999.99||0.60%|
|$100,000 and above||1.00%|
For Our Young Savers$500Minimum
Trad/Roth IRA Share Acct.$5Minimum
|14 mos||Base rate of 4.25%
& as high as 6.35%**
|**Includes Enhanced Loyalty Rewards|
Limited time offer! Ends 12/31/23
Terms & Conditions
Primary Share Account$100Minimum
New & Used Vehicles
|2023 - 2024 (New)||2020 and newer||2019||2018||2020 or newer year vehicles 72 month term||Current or prior year (new) vehicles 84 month term***|
|As low as 5.74%* APR1||As low as 5.74%** APR||As low as 6.24%** APR||As low as 6.49%** APR||As low as 5.99%** APR||As low as 6.49%** APR|
1 -Annual Percentage Rate
*Rate examples are based on a FICO score of 730 or higher, 60 month term, having 10% down payment, with Member Rewards. Lower rates may apply for terms less than 60 months. Does not include insurances.
**Rate examples are based on FICO score of 730 or higher, 60 month term with Member Rewards. Lower rates may apply for terms less than 60 months. Does not include insurances.
***Less than 12,000 miles
Repayment Example: 59 monthly payments of $8.31 and 1 payment of $764.22 p/$1,000 borrowed @ 5.74% APR
*Rates based on 60 month term with Member Rewards discounts applied.
Repayment Example: 59 monthly payments of $21.25 and 1 payment of $21.23 p/$1,000 borrowed @ 10.00% APR
Repayment Example: 59 monthly payments of $20.88 and 1 payment of $20.87 p/$1,000 borrowed @ 9.24% APR
Share Secured Rates - 3% Above Regular Share APY
Looking for a rate that is not listed?
Home Loans, Mobile Home Loans, Home Equity Loans, Home Equity Lines of Credit, etc...
*APY = Annual Percentage Yield
All rates are effective as of November 16, 2023 and are subject to change. Early withdrawal penalties may be imposed on certificate accounts. Fees could reduce the earnings on an account. Loan rates and terms are determined by each member's overall credit history and are subject to change. Based on FICO score, maximum APR could be 17.99%. Different rates may apply. For updated information, inquire at any SeaComm office or call 1-800-764-0566.