Checking Accounts

Checking Accounts

SeaComm Checking Accounts

An outstanding benefit of banking with SeaComm is that we do not charge a monthly fee for checking with us. And you can write as many checks as you like, because there are no per item charges. Just $25 will open this account.

Order Checks Online

 It's Easy and Convenient!

SeaComm Checking Features...

  • Check your balance and items cleared on Access Digital or with Enhanced SmartLine audio response system
  • Sign up for convenient direct deposit
  • No monthly fees
  • No per item charges
  • No minimum balance requirement
  • Visa Check Card available to eligible members

The SeaComm Visa® Debit Card - Your Passport To Your Account

Your SeaComm Visa® Debit Card enables you to withdraw funds, make point-of-sale purchases, buy from a catalog or shop online anywhere Visa is accepted. Unlike a traditional credit card, you enjoy the benefits of Visa without the finance charges, monthly payments or annual fee.

SeaComm Debit Card

SeaComm Visa Debit Card

  • Convenient!! It's quicker to pull out a plastic card at the point-of-sale than to write a check and using plastic eliminates the need to even carry cash.
  • Secure!! Security features built into debit cards help merchants verify that the actual cardholder is the one using the card. Debit also eliminates the need to show identification or give out personal information at the checkout counter.
  • Zero Liability!! With signature-based Visa transactions, you have zero liability for unauthorized use of your card. If your card is lost or stolen, simply report it promptly and close the debit card.*
  • Cash Back!! If you use your PIN for a debit card transaction rather than signing a receipt, you can request cash back at many locations. You'll have cash in hand without a trip to the credit union, or even to an ATM.
  • Wide Acceptance!! Debit cards are accepted at locations worldwide, while many merchants are reluctant to accept nonlocal checks.

Score Card

Rewards from Score Card




Claim your no-cost Accidental Death & Dismemberment Insurance. Add more coverage starting at around $1 a month.*

Your $1000 of no-cost TruStage™ Accidental Death and Dismemberment coverage, courtesy of SeaComm Federal Credit Union, is now available for you to claim.

As a member of SeaComm Federal Credit Union, you have received $1000 in AD&D coverage from TruStage at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.  

Again, it costs you absolutely nothing—only a few minutes of your time—to get $1000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed—with no health questions or medical exam.

Don't miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Go to www.trustage.com/add-insurance or call toll-free 1-800-798-8798.

Have you claimed your no-cost accident coverage?

*Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.

TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).
© TruStage

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TruStage™ Life Insurance

We make TruStage™ Life Insurance policies available to credit union members like you to help protect the people who matter most in your life. Any policy amount could make a difference, because it provides money your loved ones could use to help pay mortgage or rent, day-to-day bills, medical and funeral expenses — whatever is needed most.

TruStage Life Insurance offers coverage that's underwritten by CMFG Life Insurance Company — with rates designed to be simple and fit your budget.

Learn about this important coverage or call 1-844-337-5831 for more information.

Help secure your family's future with Life Insurance.

TruStage™ Life Insurance is issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. All guarantees are based on the claims-paying ability of the insurer. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage

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Contact Us

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  • Address: 30 Stearns Street, Massena, 13662

  • Phone: 800-764-0566

  • Phone: 315-764-0566

  • Email: helpdesk@seacomm.org

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Committed to Accessibility

SeaComm is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 800-764-0566. All products and services available on this website are available at all SeaComm branches.