LoanEngine - The ultimate member borrowing experience, right from the comfort of your home.

SeaComm members now have the borrowing power they have earned! LoanEngine is a loan pre-approval program that allows our members the ability to view and accept loan offers without having to come into a branch or fill out an application.

Every 60 days, qualified members may receive prescreened offerings on up to 7 loan products, including:

  • New & Used Auto
  • Auto Refinance
  • Visa® Platinum Credit Cards
  • Small RV
  • Consolidation Loans; and/or
  • Personal Loans

Members have the ability to access, review and accept multiple offers at any time… anywhere. If you qualify for a pre-approved offer, you’ll be presented with it through the SeaComm Mobile 4.0 app, NetTeller™, email, and/or a letter through the mail. You’ll have the ability to accept it immediately by following the prompts on the offer, or by calling into our call center at (800) 764-0566.

Best of all - you won’t even need to fill out an application OR come into a branch!

If you choose to accept a pre-screen offer, the remaining offers do not disappear... they merely convert to an “apply” option versus pre-approved, so they'll still be available if you change your mind.

Rates on pre-screened offers are based on your FICO score and full member rewards. Rates quoted are subject to change.

Overdraft Privilege