Fee Schedule

2023 Service Fee Schedule

Share Account Fees
Fresh Start $5.00/Monthly for each account
Share Draft Account Fees
Overdraft Privilege $25.00
NSF $25.00/Item
Stop Payment $25.00/Request
Share Draft Printing Prices vary depending on style
Overdraft Transfer $10.00/Transfer
Fresh Start $3.00/Monthly for each account
Benefits Plus® $4.95/Month
Benefits Plus Premium® $8.95/Month
Other Service Fees (Applicable to all accounts)
Account Reconciliation $20.00/Hour
Account Research $10.00/Hour
Statement Copy $1.00/Copy
Deposited Item Return** $25.00/Item
Items Sent for Collection $15.00/Item
Wire Transfer - Outgoing $25.00/Transfer
International Wire - Outgoing $25.50/Transfer
Money Order $2.00
Inactive Account $5.00/Month - after 1 year
Account Closure $20.00 if closed within 30 days of opening
Official Check $2.00
Official Check Copy $3.00
Incorrect Address $5.00/Statement
Share Draft Copy $2.00
Copy $0.15/Copy
Cash Handling - Deposits Over $10,000 $1.00 Per/$1,000
Counter Checks $1.00 for a sheet of 4
Canadian Check $3.00/Check
Bond/Coupon Redemption $5.00/Envelope
Legal Restraining Notice/Levy $50.00
Fax Service-Outgoing First page $2.50, each additional page $0.50
Fax Service-Incoming $1.00
Escheatment Fee $25.00 when remitted to New York State
Deposit Bag $3.00
Locking Deposit Bag $5.00
**Fee reduced to $7.00 with an average daily balance of $5,000
Visa® Debit Card Replacement $10.00
Expedite Overnight Delivery $75.00 minimum
Visa® Credit Card Replacement $10.00
Expedite-Second Day Delivery $40.00 minimum
Visa® Gift Card $5.00
Visa® Gift Card Statement Copy $1.00
International EMV Chip Travel Money $9.95
CU Money Visa® Travel Money Card $7.50 (reload fee of $2.00)
CU Money Visa® Reloadable Card $2.50 (reload fee of $0.50)
Loan Service Fees
Loan Modification Fee $100.00
Subordination Agreement Fee $100.00
Mortgage Amortization Schedule $5.00
Electronic Funds Transfer Fees
Non-proprietary ATM Withdrawal/Transfer $2.00 - (8) ATM withdrawals per/mo without charge
ATM Account Inquiry $1.00/Each ATM inquiry
ATM Fee for Foreign Card Use $3.00
Overdrawn due to EFT (ATM, ACH) $25.00
Overdraft Privilege $25.00
Safe Deposit Boxes
3" x 5" Box $40.00/Year plus tax
5" x 5" or 3" x 10" Box $50.00/Year plus tax
5" x 10" Box $60.00/Year plus tax
10" x 10" Box $90.00/Year plus tax
Change of Lock and Lost Keys $25.00 plus the actual cost, whichever is higher
Share Value
Par Value of One Share $5.00
Shared Branching
Official Check $3.00
Copy of Official Check $4.00
Money Order $3.00
Statement Copy $2.00

The rates and fees appearing with this schedule are accurate and effective for accounts as of the effective date indicated on the Truth-ln-Savings Disclosure. If you have any questions or require current rate and fee information on your account, please call the credit union at 315-764-0566 or toll free 800-764-0566.