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SeaComm understands that members have different savings needs. Some prefer short-term maturity with investment flexibility while others prefer to deposit their funds for a longer term to optimize dividends. SeaComm's Certificates provide an excellent way to maximize dividends while investing funds for a fixed period of time.

You can select a SeaComm Certificate with the rate and term that will meet your individual needs and earn a competitive dividend rate. A SeaComm Certificate allows you to invest the dividends earned during the term of the certificate - so you actually earn dividends on your dividends. Or, if you prefer, you may choose to have the dividends transferred to your savings account on a monthly basis or at maturity.

  • Dividends are calculated daily and credited monthly based on your daily balance.
  • Youth Saver Certificates are available for younger members aged 18 or under

A SeaComm Certificate may be opened in minutes at any branch or by calling a Member Services Representative at 1-800-764-0566. SeaComm mails you a maturity notice when your certificate is about to mature and can automatically renew your current certificate at the dividend rate in effect at renewal. There is no need to worry about new paperwork or signatures. Everything is completed for you.

You may also be eligible for our Loyalty Rewards Program.  Call us today to learn how you could increase your rate by up to .50%!

All SeaComm deposit accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency.

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