Updated: 6/16/17

Potsdam ATM & Drive-Thru Downtime

Due to scheduled maintenance, the Potsdam ATM will be unavailable on Friday, June 23, as we move it to the inside lane. On Saturday, June 24, the drive-thru lanes at our Potsdam location will be closed as we install new video equipment.

SeaComm Visa® EMV Debit Cards

We are excited to announce that SeaComm Visa® Debit Cards will now be EMV chip-enabled! If you’re a current SeaComm debit cardholder, you can expect your new smart-chip replacement card this month… no matter your current expiration date. Click here for further information or give us a call at 315-764-0566 or toll-free 800-764-0566. We are always happy to assist you.

What's Happening

Financial Counseling

Members Financial Counseling

FREE, easy-to-use software to help you manage money more effectively.

CheckRight is a web-based checking account management education module designed to teach you how to manage a checking account.

Financial Wisdom

President and CEO Message

CEO/CFO Magazine
interview with Scott A. Wilson
May 29, 2017

2017 Annual Meeting

For past podcasts
click here.


Message from the CEO Regarding Fraudulent Schemes, Phishing and Card Compromises
February 13, 2017

Every day you hear in the news of someone being defrauded. It seems that there are more and more reports in the news of data breaches, identity thefts, phishing schemes and cyber-attacks. Fraudsters even go as far as sending checks out to would be victims via the U.S. Mail in the hopes someone will deposit the fraudulent check into their account with the promise that they can keep a portion of the proceeds and the remainder sent via a legitimate payment channel, such as a wire, money order or gift card.

As a best practice, we ask that you monitor your accounts regularly for suspicious activity via NetTeller, Mobile, Smartline or by calling us to ensure all charges and debits incurred on your accounts are legitimate. Never give out your financial information to anyone unless you are absolutely positive you are communicating with us directly. This due diligence is an important process in the partnership between us.

Be assured that we take the necessary proactive precautions available to us to ensure the integrity of our internal data operating system. At the same time, we work with our members who have experienced external compromises to minimize any inconvenience due to fraudulent activity.

It is important that we let you know; it isn’t SeaComm, nor is it our own internal operating system, which has caused these issues. Retailers and payment system companies need to increase their own vigilance in protecting its customers’ vital debit and credit information by increasing their own data security standards. Unfortunately, the consumer and financial institutions like us are the ones who feel the direct effect of these types of compromises. We are the card issuer and therefore, are ultimately the one who deals directly with you to assist in resolving these types of issues and concerns.

Carrying our VISA logo debit and/or credit card in conjunction with our zero-liability policy enables you the peace of mind in knowing we will work with you to ensure any issue pertaining to fraud is resolved. It is important that when fraudulent charges appear to notify us immediately. We will then begin the dispute process and provide provisional credit for those charges.

Once we know you have had an issue, we can also block your current card to ensure no additional fraudulent charges occur and immediately reissue a new debit card immediately in one of our retail branches. We understand how inconvenient it can be without your debit or credit card and we want to make it a top priority to ensure you are able to continue to conduct business as seamless as possible.

If you have any questions or need additional information, please do not hesitate to contact us at 1-800-764-0566 so we can work with you to immediately begin to resolve those issues.


Scott A. Wilson
President & Chief Executive Officer


Community Involvement

Personal Financial Advisor

Driving Sense™


Driving Sense™

Do you answer “YES” to any of these questions?

Are you getting sticker shock while shopping for a new or used vehicle? Are you “lowering your standards” to get the vehicle payment you want? Is buying less than what you really want the solution? Do you have a “dream vehicle” you think you can’t afford?

STOP DREAMING....we have the solution for you!

The DrivingSense™ vehicle financing program will put you behind the wheel
of that new or used car, van or light truck you want with a monthly payment you can afford. Like a lease, DrivingSense™ offers monthly payments that
are considerably lower than conventional financing. But, unlike leasing, with DrivingSense™ financing, you own the vehicle without all the hassle or
hidden costs associated with leasing!

All current year and previous model cars, vans and light trucks (up to five years used) qualify. Discover the advantages of DrivingSense™ for yourself!

  • No first or last payment or money due at signing
  • Vehicle upgrade potential
  • Vehicle ownership flexibility
  • No capitalization fees
  • No application or acquisition fees
  • No early payoff penalty
  • Mileage options of 12,000, 15,000 or 18,000 per year available
  • Option to sell, trade, finance or return vehicle at loan maturity

For more information about DrivingSense™, call or visit any one of our convenient SeaComm locations today, or click on the logo above to go to the DrivingSense™ CarBuilder™ calculator to see for yourself how low your vehicle loan payment will be......You’ll love it!



Platinum Cash Back

Our no-frills, economic credit card for the member who wants just the basics. This card is an ideal starter card for establishing credit or rebuilding a solid credit score. You are also eligible to earn "cash back" (up to a 1% rebate) on card purchases, with money credited to your VISA account each December.

Platinum Points

This VISA card allows you to earn "points" with every card purchase. Earn one point for each $1 you charge on your SeaComm Platinum VISA with our ScoreCard Program. Use your points to purchase airline and travel services or name-brand electronics, home furnishings, appliances, toys, sporting goods and much more!

Click here to browse our online catalog!

Attractive card features:

  • Credit lines can be as low as $250;
  • No Annual Fees: This is a potential savings of up to $45 over other credit cards.
  • Low Every Day Rates: Save over other bank and store cards with a rate well below the national average!
  • 25 Day Interest-Free Grace Period: You have a minimum of 25 days without a finance charge on new purchases if you pay the total “new balance” on your monthly statement each month by the due date.

Verified by Visa is the easy new way to enjoy added security for all your online Visa card purchases. Learn more about it here.

Visa Application & Disclosure
Visa Limit Increase / Balance Transfer Applications

  • No Cash Advance or ATM Fees: You can get advances 24 hours a day with no SeaComm fee, from any ATM displaying the VISA logo.
  • Free Travel Insurance Coverage: When you charge tickets on any common carrier (airline, train, ship or bus) you’re automatically covered to $250,000 with VISA Platinum Cash Back or $1,000,000 with VISA Platinum Points
  • Additional Services: Emergency card replacement, cash advances up to $300 per day, at any ATM, the benefits of extensive VISA travel services and optional insurance for auto rental damages.

Join Now

Weiss Ratings

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