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NOTICE OF EXPIRATION OF THE TEMPORARY FULL NCUA INSURANCE
COVERAGE FOR NON-INTEREST BEARING TRANSACTION ACCOUNTS 

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account will no longer receive unlimited deposit insurance coverage by the National Credit Union Administration (NCUA). 

The term “noninterest-bearing transaction account” includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend.

Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the NCUA up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about NCUA insurance coverage, visit www.ncua.gov.

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